Thinking about a Mortgage?

As an attorney friend once commented, “I don’t give you a choice of expert witnesses when we go to trial. I choose the experts, and so should you when it comes to lenders and home inspectors. You have a fiduciary responsibility to your clients to provide the best in the professionals you recommend.” At the same time, if you’re already working with a lender or you want to choose your own home inspection company, that’s up to you. I don’t receive a dime for recommending these professionals, and it’s always your choice.

Judith Clausen, Broker/Owner

One lender I highly recommend is an online lender who specializes in working with the clients of Exclusive Buyers Agents.  Dawn Davis at Rate One is an exceptional mortgage lender.  She offers the lowest rates and fees of any lender I’ve worked with.  Here’s Dawn’s bio, and a word about her company.

Dawn Davis has an MBA in Finance from Vanderbilt University.  She started in the mortgage business in 1980 as a Loan Originator for Security Pacific National Bank and worked for a number of other mortgage lenders over her 25 years in the lending industry.  She’s highly experienced in “A” credit borrowers as well as sub prime borrowers in all aspects of the business, from originations through servicing.

Dawn says, “Rate One, Inc The Mortgage People was opened in 2003 to provide clients of Exclusive Buyer’s Agents, with below market interest rates and no lender fees. Our concept was to change the way mortgage lending is handled by providing creditworthy borrowers the interest rate they deserve – not the one they can negotiate. We recognized that our goals and objectives for our borrowers was parallel to that of EBAs, so it was a perfect fit. By utilizing the valuable services EBAs provide their clients, Rate One is able to work with borrowers nationwide in the same way we would if we were physically located in the same area. We know that when the borrower is represented by an EBA, the transaction goes smoother, the loan processes faster and closings occur on time with no last minute issues.”